Cornerstone Family Protection
Secure Your Family's Future Today with Cornerstone Family Protection – Committed to Providing Reliable and Compassionate Life Insurance Solutions Tailored for You.
Explore Our Tailored Family Protection Plans
Explore tailored insurance solutions designed to protect and support your family’s future, ensuring peace of mind in every stage of life with Cornerstone Family Protection.
Tailored Insurance Plans for Every Family Milestone
Comprehensive Coverage for Every Family Milestone. Secure Your Future Today.
Mortgage Protection Life Insurance
Term Life Insurance: Fixed premiums with coverage for a set period, ideal for securing financial obligations like children's education or a mortgage.
Final Expense Life Insurance
Provides lifelong coverage and accumulates cash value, offering both a death benefit and a savings opportunity that grows tax-deferred.
Flexible Term Insurance Plans
Term Life Insurance: Fixed premiums with coverage for a set period, ideal for securing financial obligations like children's education or a mortgage.
Whole Life Coverage Plans
Provides lifelong coverage and accumulates cash value, offering both a death benefit and a savings opportunity that grows tax-deferred.
Children's College Savings Plans
Specialized plans ensuring funds are available for your child's college or university expenses, with built-in life coverage for financial security.
FAQs
Common Questions Answered for Your Peace of Mind
What makes Cornerstone Family Protection different from other insurance brokers?
Cornerstone Family Protection focuses on personalized solutions, education, and personalized guidance. as an independent brokerage, we work with multiple "A" rated insurance carriers, allowing us to compare options and help you find coverage that fits your specific needs and budget.
Our priority is helping families understand their options clearly and feel confident in their decision, without pressure or confusion. We believe protection should be simple, transparent, and centered around your family's long-term security.
Can I increase my coverage over time?
In many cases, yes. Depending on the type of policy you choose, you may be able to increase coverage, purchase additional policies, or convert certain policies later on.
What is the process of filing a claim with Cornerstone Family Protection
Contact our support team for guidance through the process. We aim for quick and empathetic claim handling. Our brokers assist in coordinating with the insurance companies to ensure the process moves as smoothly and quickly as possible. Our goal is to reduce stress during a difficult time and help families receive benefits without unnecessary delays.
How do I know which type of life insurance is right for me
You don't need to have everything figured out before speaking with us. During your consultation, we go over general health, age, and what you'd like the coverage to accomplish. From there, we show you straightforward options and pricing so you can choose what feels right for you.
What happens if I miss a premium payment?
If you miss a payment, there is typically a grace period during which you can still pay without affecting your coverage. However, its important to communicate with us to explore potential solutions and avoid policy lapse.
Is life insurance through Cornerstone Family Protection tax-deductible
Life insurance premiums are generally not tax-deductible. However, the death benefit received by your beneficiaries is usually income tax-free. We recommend talking to a tax advisor for advice specific to your situation.